Thursday, July 2, 2009

Woke up late, Chinese dinner was a bad idea, and now this!

So my tummy is really bothering me this morning. Lance's boss wanted to take the employees out to dinner last night. We ate at China Buffet in Madison. It was actually pretty good. Well, Lance didn't think so, but he doesn't like any Chinese food. This morning my tummy has decided to not like Chinese food either. After dinner, about an hour and half later I decided to go for a run and I felt great during and after, so I'm not sure why this is happening this morning. Plus tomorrow is a state holiday and half the staff took off today, so all I can think about is getting the heck out of here. However, I have a much needed hair appointment this afternoon here in Athens so it would be pretty dumb to go home early then drive all the way back. Now for the "and now this"...Lance and I checked our credit report this morning. It updates once a month and today was the day. My credit is still fine (can't tell if it changed because I didn't write down the last scores). However, Lance's went down :( So now we are stuck, .... again. I thought this month would be it. Lance is convinced that because of all of our "shopping" for a loan it has lowered his score. I am not convinced that it would have caused a major blow to his report. But I'm no expert. So, now what do we do. I am tempted to apply through the same company that we have been working with, but I know that I will be devastated if it doesn't turn out the way I want it to. I guess if we don't try again now well have to wait until the very end of the year or the beginning of 2010. Ugghhh! This is very aggravating. I feel like we have done everything in our power to make this work. I still feel like it couldn't hurt anymore than it already has to apply one more time. I have heard that you have 14 or 30 or 45 days to shop for a loan. All of our inquiries are from May 2009 and 1 from June 2009. If all of this is true aren't those dates close enough to not hurt our credit. Who knows???

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